feat: initial meshservice implementation

Generic decentralized service layer for mesh networks.
Includes FAPP (psychotherapy) and Housing as reference services.

- ServiceMessage with Ed25519 signatures
- Wire protocol (64-byte header + CBOR)
- ServiceRouter with pluggable handlers
- Verification framework (3 trust levels)
- 32 tests, 3 examples

target/CACHEDIR.TAG

@@ -0,0 +1,3 @@
+Signature: 8a477f597d28d172789f06886806bc55
+# This file is a cache directory tag created by cargo.
+# For information about cache directory tags see https://bford.info/cachedir/